Small Business Loans in Aurora, CO
"Small business loan" is an umbrella term for a dozen different financing structures — SBA, term loans, lines of credit, equipment financing, revenue-based advances, and more. The right answer for your Aurora business depends on how much you need, how fast you need it, what you'll use it for, and how your credit and cash flow look today.
Marquette Capital Group is a full-shop small business lender. That means we don't push a single product; we look at your file and match it to the program most likely to close at the lowest cost. If a bank term loan fits, we do that. If an SBA 7(a) fits, we do that. If a working-capital advance is the only option, we're honest about it.
Every Aurora file gets a real underwriter, a real advisor, and a real conversation about tradeoffs — not a form-based quote engine.
- Aurora small businesses evaluating multiple options
- Growing companies that need capital layered across purposes
- Owners who've been declined once and want a second opinion
- Franchise operators expanding along the Front Range
- Service businesses with irregular cash flow
- Colorado-registered business
- Business bank account with 3+ months of statements
- Basic personal financial info from 20%+ owners
- Use of funds clearly articulated
- Willingness to guarantee personally on most structures
From intake to funded in four steps.
“The best small business loan is the one that actually funds — at the lowest total cost, in the timeframe you need, without covenants that box you in. We'll usually present two options side-by-side (a cheaper/slower and a faster/pricier) so you can choose with your eyes open.”
Questions Aurora operators actually ask.
What credit score do I need for a small business loan in Aurora?+
It depends on the program. SBA and bank paper generally want 660+. Working-capital and revenue-based products fund from 550+. We'll match the file to the credit box.
How do I know which loan type is right for my business?+
Free 15-minute call with an Aurora advisor. We ask about revenue, use of funds, timeline and credit, then recommend one or two structures with pricing.
Do I need to be profitable to qualify?+
Not always. Many programs underwrite off gross deposits or receivables rather than net income. Consistent revenue matters more than accounting profit for shorter-term structures.
Can startups get small business loans?+
Yes — see our Aurora startup business loans page. Options for pre-revenue businesses are more limited but real, especially for franchises and licensed professionals.
Is a personal guaranty required?+
Almost always for businesses under $5M in revenue. It's standard commercial lending practice, not something specific to us.
Talk to Aurora about small business loans.
15-minute call. Real advisor. Real answer on whether this is the right program for your Aurora business.