Hotel Loans in Aurora, CO
Hotel loans in Aurora fund the acquisitions, PIP renovations and construction of limited-service and select-service hotels along the DIA corridor and Denver metro. We work with independent operators and franchisees flying Hilton, Marriott, IHG, Hyatt, Choice and Wyndham flags across Colorado.
Hospitality is a specialized asset class — most banks won't touch it, and the ones that do are picky about brand, flag age, market and STR performance. SBA 7(a) and 504 are the backbone of small-hotel financing (under $12M), with conventional CMBS taking over above that threshold.
Marquette works these deals with SBA hotel-specialty lenders that actively book Colorado deals, plus conventional hospitality lenders for portfolio owners.
- Hotel acquisition (flagged or independent)
- PIP (Property Improvement Plan) renovation financing
- Ground-up hotel construction (SBA 504)
- Refinance of existing hotel debt
- Partner buy-out or portfolio consolidation
- Change-of-flag renovations
- Hotel management experience (or franchise-required GM in place)
- STR reports and P&L for existing hotels
- Franchise approval letter (for flagged deals)
- Personal credit 680+ and meaningful liquidity
- 10–25% equity contribution
From intake to funded in four steps.
“Hotel lenders track RevPAR, ADR and occupancy trends against comp sets. If STR shows you underperforming the market, expect underwriters to push back — or price the deal accordingly. First-time hoteliers with no prior operating experience will struggle without a strong, experienced GM in place.”
Questions Aurora operators actually ask.
Can I buy my first hotel with no prior hotel experience?+
Difficult but possible — franchise brands often require operating experience or an approved GM. SBA lenders will look for management depth in the file.
SBA vs conventional for hotels?+
Under ~$12M SBA is typically better (lower down, longer amort). Above that, conventional/CMBS takes over. We run both scenarios for you.
How is a PIP financed?+
Often rolled into the acquisition loan or done as an SBA 7(a) if you already own the property. Timing to the franchise's PIP deadline is critical.
What down payment on a hotel purchase?+
10% for SBA 7(a), 15% for SBA 504, 25–35% for conventional. Down can include seller carry in some SBA structures.
Do you finance independent (non-flagged) hotels?+
Yes, though lenders scrutinize the market and operating history harder. Boutique hotels in tourist markets do get funded.
Talk to Aurora about hotel loans.
15-minute call. Real advisor. Real answer on whether this is the right program for your Aurora business.