Aurora, Colorado

Revenue Based Financing in Aurora, CO

Revenue-based financing (RBF) is a capital structure where Aurora businesses receive an upfront amount and repay by remitting a fixed percentage of monthly revenue until a capped total is paid. Unlike a loan, there's no fixed maturity — pay faster when revenue is up, slower when it's down.

Call Now Apply Now

Amount

$25K – $2M

Term

Revenue-linked, typical 18 – 36 months to payoff

Speed

5 – 10 business days

Overview

Marquette Capital Group places RBF for businesses that don't quite fit conventional term-loan underwriting: high-growth service companies, SaaS businesses, subscription-based operators, and B2C companies with strong repeat revenue but limited hard collateral.

RBF is priced by cap multiple — the total amount you'll repay expressed as a multiple of the amount advanced (e.g., 1.35x on a $100K advance = $135K total). Effective APR depends on how fast you grow: rapid revenue growth pays off faster and lowers effective cost.

Best for

SaaS and subscription businesses in the Denver metro
E-commerce brands with growing repeat revenue
Aurora service businesses with high margins
Companies that don't want to dilute equity
Founders avoiding fixed daily/weekly debits

What we look for

12+ months of revenue history
$15K+ in monthly revenue
Gross margins of 40%+ preferred
Clean bank statements and revenue documentation
Personal guaranty typical

How it works

From intake to funded in four steps.

5-minute intake

Tell us about your Aurora business and how you'd use revenue-based financing. We do a soft pull only — no impact to your credit score.

Underwriting the same day

A real Marquette underwriter — not an offshore desk — reviews your file and pulls one or two matching programs.

Term sheet in writing

Rate, term, fees and covenants disclosed up front. If a number changes, we tell you why before you sign.

Funds wired

Most files close in days, not weeks. We coordinate closing at our Colfax office or by e-sign.

Honest tradeoffs

“RBF is a natural fit for high-growth, high-margin businesses that would rather flex payments with revenue than commit to a fixed schedule. For slower-growth businesses, a term loan is usually cheaper. We'll model both.”
— Marquette Underwriting Desk · Aurora

Frequently asked

Questions Aurora operators actually ask.

How is RBF different from an MCA?+

Same family, different presentation. RBF is typically monthly-remittance and priced on annual revenue trajectory; MCAs are daily/weekly and priced on 3–6 months of bank statements. RBF tends to be gentler on cash flow.

What percentage of revenue goes to repayment?+

Typically 3–10% of monthly revenue depending on cap multiple and expected term.

Is RBF equity or debt?+

Debt — but structured without dilution. You keep your cap table clean.

What if my revenue drops?+

Your monthly remittance drops proportionally, extending the effective term. There's no default trigger from a revenue dip alone.

Are RBF lenders on my board?+

No — no board seats, no covenants, no operational control.

Related programs