Manufacturing Equipment Financing in Aurora, CO
Manufacturing equipment financing in Aurora funds the CNC machines, presses, injection molders, welders and packaging lines that keep small manufacturers competitive along the Front Range industrial corridor. We work with contract manufacturers, custom fabricators and product-brand manufacturers.
Equipment is a strong credit — the asset itself is collateral, useful life is 7–15 years, and Section 179 tax treatment often makes financing more attractive than buying outright. Lenders regularly approve 100% financing with terms tied to equipment life.
Marquette works manufacturing deals with equipment finance companies, banks, and SBA 504 for larger machine + real estate packages.
- CNC machines, mills, lathes
- Injection molders and extruders
- Presses, brake presses, laser cutters
- Packaging and material-handling lines
- Facility expansion (SBA 504)
- Refinancing high-rate equipment notes
- 2+ years of business tax returns (typical)
- Personal credit 660+
- Equipment quote from dealer or OEM
- Trailing 12-month P&L
- Use case (contract, product, replacement)
From intake to funded in four steps.
“New vs used equipment matters — new machines finance to 100% on 60–84 month terms; used machines typically require 10–20% down and shorter terms. Lenders discount aggressively for machines nearing end-of-life.”
Questions Aurora operators actually ask.
Can I finance used equipment?+
Yes — used CNC, presses, and molders finance regularly, though on shorter terms and with a bigger down payment than new.
What is Section 179?+
Section 179 lets you deduct the full purchase price of qualifying equipment in the year of purchase, up to an annual cap. It's a major reason manufacturers finance year-end capex.
Can I finance a whole production line?+
Yes — line financing bundles multiple pieces of equipment into one facility, often paired with a working-capital piece for installation.
Startup manufacturer with no revenue yet?+
Harder — expect 20–30% down, personal guarantees and a strong business case. Sometimes a contract MOU from a customer unlocks the deal.
Buy vs lease?+
$1 buyout finance leases behave like a loan (you own at end); FMV operating leases keep the equipment off your balance sheet. Tax situation drives the choice.
Talk to Aurora about manufacturing equipment financing.
15-minute call. Real advisor. Real answer on whether this is the right program for your Aurora business.