Landscaping Equipment Financing in Aurora, CO
Landscaping equipment financing in Aurora funds the mowers, skid steers, trailers and trucks that keep landscape maintenance, hardscape and snow-removal operators running through Colorado's demanding seasons. We work with solo operators scaling to their first crew and 20+ crew commercial contractors.
Landscaping is a strong seasonal-business credit — recurring maintenance revenue, hard-asset collateral, and clear equipment ROI. Lenders finance both new and used equipment with 3–7 year terms, often with $0 down on strong files.
Marquette structures landscape files with equipment finance companies, specialty green-industry lenders, and SBA when the deal includes yard/property or working capital.
- Zero-turn and stand-on mowers
- Skid steers, mini-excavators, compact loaders
- Trucks and enclosed trailers
- Snow plow and salt-spreader equipment
- Hardscape equipment (compactors, saws)
- Startup crew equipment packages
- Personal credit 620+ typical
- Prior landscape/green-industry experience
- Equipment quote from dealer
- Bank statements (3–6 months)
- Insurance in force at delivery
From intake to funded in four steps.
“Snow-removal capex is a favorite lender trap — it sits idle 9 months a year. Structure the payment so it's covered by seasonal snow contracts, not by summer mowing revenue that has its own margin pressures.”
Questions Aurora operators actually ask.
Can I finance a used mower or skid steer?+
Yes — used equipment financing is standard in the landscape industry, though rates and terms depend on age and hours.
Can I finance a whole crew package?+
Yes — trucks + trailer + mowers + hand equipment as a single package is common, often on a startup credit for a proven operator branching out.
How is seasonal cash flow handled?+
By right-sizing payments to include seasonal reserves, or structuring interest-only payments in the off-season on larger facilities.
Snow plows and spreaders?+
Yes — snow-removal equipment is regularly financed and often paired with a working capital line to cover the September–November pre-season buildup.
Startup landscape company?+
Yes — first-crew financing is available for owners with prior industry experience and $10–20% down.
Talk to Aurora about landscaping equipment financing.
15-minute call. Real advisor. Real answer on whether this is the right program for your Aurora business.