Sba Loans in Centennial, CO
Local SBA loans for Centennial, Arapahoe County businesses — underwritten out of our Aurora office at 1550 S Potomac St, about 20 minutes from the Streets at SouthGlenn.
Centennial mixes a strong professional-office base around the Denver Tech Center with dense retail along Arapahoe Road — a natural fit for service businesses that need working capital and lines of credit. That's the Centennial we lend into every week — and it's why our SBA loans program is built for real Colorado operators rather than a generic national credit box.
Businesses along Arapahoe Road and E-470 corridor — plus neighborhoods like Willow Creek, Foxridge, Homestead in the Willows — work with Marquette because we underwrite files locally. A real advisor reads your bank statements, understands your industry (technology & SaaS, professional services, medical & dental, and more), and structures a facility that fits how you run.
- Buying commercial real estate near Arapahoe Road
- Acquiring an existing Centennial business
- Refinancing high-cost short-term debt
- Long-term working capital for technology & SaaS
- Partner buyouts and ownership changes
- 2+ years of business operating history preferred
- Personal credit score of 650+
- Two years of business and personal tax returns
- Detailed use-of-funds plan
- Colorado business in good standing
Centennial corridors & neighborhoods we fund.
- Arapahoe Road
- E-470 corridor
- Yosemite Street
- Dry Creek Road
- Willow Creek
- Foxridge
- Homestead in the Willows
- Piney Creek
- Walnut Hills
Questions Centennial operators actually ask.
How long does an SBA loan take to close for a Centennial business?+
Most files close in 45 to 90 days depending on lender workload, real estate involvement, and how quickly documents come back.
What down payment is needed?+
SBA 7(a) typically requires 10% down. SBA 504 can go as low as 10% for real estate purchases in Arapahoe County.
Can I use an SBA loan to buy a Centennial business?+
Yes — SBA 7(a) is one of the most common ways to finance a business acquisition in the Denver metro.
What SBA program is best for real estate?+
SBA 504 usually wins for real estate — lower down payment and long fixed-rate terms on the CDC portion.
Do I need to be an Aurora business to work with Marquette?+
No — we serve Centennial and the whole Denver metro. Our advisors are based in Aurora but travel across the Front Range.
Other Centennial financing options.
SBA Loans across the Denver metro.
Talk to a Centennial advisor about SBA loans.
15-minute call. Real advisor. Real answer on whether this is the right program for your Centennial business.