A business loan broker is a licensed intermediary who packages your loan file and places it with the lender most likely to approve it at the best terms — instead of you applying to a dozen lenders individually and taking a dozen credit hits. Marquette Capital Group operates as a business loan broker for Aurora operators, with direct relationships across every major commercial lending category.
The value of a good broker: one soft-pull application gets routed to the right lender the first time; you get one term sheet to compare against a real market; you don't waste 90 days finding out your file doesn't fit a particular lender's credit box.
The risk of a bad broker: files stacked to multiple lenders simultaneously, hidden fees, high-cost products pushed for commission. We disclose our compensation on every file up front — no surprises at closing.
“The mark of a good broker isn't the size of their lender network — it's their willingness to tell you "you don't need us for this, go directly to Bank X" when that's the right answer. We do that regularly.”
Origination fee, paid by the lender, disclosed up front. In some structures the fee is netted from proceeds. We'll show you the exact number before you sign.
Rarely, and often the opposite. Brokers with real relationships place files at bank rates. Owners going direct often accept the first offer they see, which is rarely the best.
Bad ones do. We don't. Stacking accelerates cash-flow strain and hurts your ability to refinance later.
Commercial loan brokering is subject to state-level commercial financing disclosure laws in Colorado. We provide the required disclosures.
Yes. We package SBA files and place them with SBA-preferred lenders across the country. Local packaging, best-fit placement.
15-minute call. Real advisor. Real answer on whether this is the right program for your Aurora business.