Accounts Receivable Financing in Brighton, CO
Local A/R financing for Brighton, Adams County businesses — underwritten out of our Aurora office at 1550 S Potomac St, about 25 minutes from the Prairie Center.
Brighton mixes agriculture, distribution, and a fast-growing residential base — heavy demand for equipment financing, working capital, and SBA real estate lending. That's the Brighton we lend into every week — and it's why our A/R financing program is built for real Colorado operators rather than a generic national credit box.
Businesses along Bridge Street and Bromley Lane — plus neighborhoods like Downtown Brighton, Prairie Center, Brighton East Farms — work with Marquette because we underwrite files locally. A real advisor reads your bank statements, understands your industry (agriculture & ag services, distribution & trucking, construction, and more), and structures a facility that fits how you run.
- Brighton B2B businesses that don't want to sell invoices outright
- Companies growing faster than their AR can catch up
- Manufacturers and distributors with large purchase orders
- Service businesses with quarterly billing cycles
- Recurring B2B invoicing with commercial customers
- $500K+ trailing 12-month revenue preferred
- Clean AR aging (limited concentration risk)
- Basic financial statements
Brighton corridors & neighborhoods we fund.
- Bridge Street
- Bromley Lane
- US-85
- Prairie Center
- Downtown Brighton
- Prairie Center
- Brighton East Farms
- Bromley Park
- Southern Hills
Questions Brighton operators actually ask.
How is A/R financing different from factoring for Brighton businesses?+
A/R financing is a line of credit secured by your receivables — you keep collections in-house. Factoring sells the invoices outright.
What advance rate can a Brighton business expect?+
Most A/R lines advance 80–90% of eligible receivables under 90 days old.
Do you need audited financials?+
For most Brighton operators, internally prepared statements plus bank statements and AR agings are enough.
Is my Brighton business too small for A/R financing?+
We generally look for $500K+ in trailing revenue, though we place smaller businesses into factoring instead.
Can A/R financing scale with growth?+
Yes — the line typically grows automatically as your eligible AR grows, up to the approved cap.
Other Brighton financing options.
Accounts Receivable Financing across the Denver metro.
Talk to a Brighton advisor about A/R financing.
15-minute call. Real advisor. Real answer on whether this is the right program for your Brighton business.